Credit Tightening
How High Interest Rates Propel Borrower Fraud in Auto Financing
As interest rates climb and credit tightens, prospective auto loan borrowers are increasingly resorting to fraudulent tactics to secure loans. This alarming trend not only ...
READ MORE arrow
Founder Fraud
Frank on Fraud: Founder fraud and the lessons learned
Changing market conditions have revealed an abundance of founder fraud, resident fraud expert Frank McKenna recently wrote in his blog, Frank on Fraud The early ...
READ MORE arrow
Fraud Predictions 2024
Frank on Fraud’s Predictions: 11 Trends to Look for in 2024
Each year, Point Predictive’s Frank McKenna teams up with Mary Ann Miller, of the identity verification platform Prove, and Karisse Hendrick, of Chargelytics Consulting, to ...
READ MORE arrow
2023: A Year in Review
2023: A Year in Review 
For Point Predictive, 2023 was a year of remarkable achievements, reinforcing our status as industry pioneers in the consumer lending technology sector.  LendTech of the ...
READ MORE arrow
affordability risk index
Credit access is tightening for car buyers. Fraudsters are stepping in to fill the void. 
More prospective borrowers are resorting to fraud in the face of fewer auto financing options.  Auto financing was harder to come by in November, according ...
READ MORE arrow
car gang misrepresentation fraud
Frank on Fraud: ‘Car Gang’ Scams Digital Platforms to Bring Synthetic ID Fraud to the Masses 
A new “Car Gang” is reinventing how car buyers engage in synthetic identity fraud, according to a recent article by Frank on Fraud.  Operating on ...
READ MORE arrow
Fake Employer
Spotting Fake Employer Scammers Before They Attack
Point Predictive’s Chief Fraud Strategist Frank McKenna recently penned a commentary piece for Auto Remarketing, a periodical covering the pre-owned auto industry. In it, he ...
READ MORE arrow
From Legacy to Cutting-Edge: Overcoming Challenges in Credit Union Lending with Tech Solutions 
By Don Hoegg, Jr., Fintech Writer Mergers and acquisitions, accompanied by lending-oriented growth strategies, have been a boon for credit unions in recent years. As ...
READ MORE arrow
US Fintech Awards Winner
Point Predictive Wins LendTech of the Year at the 2023 US Fintech Awards
Sets a New Industry Standard for Faster and More Accurate Consumer Lending Decisions  SAN DIEGO, CA – November 7, 2023 – Point Predictive, the leader ...
READ MORE arrow
Types of First-Party Fraud
Understanding the Many Faces of First-Party Fraud
The world of lending is riddled with various forms of fraud, posing significant risks to lenders and distorting the financial ecosystem. Among these is first-party ...
READ MORE arrow